Five Tips for Preventing Water Damage
While Floridians love water in the form of lakes, rivers, or the ocean, we definitely do NOT want to see it pouring into our homes from a broken pipe or…
What You Don’t Know About Flood Damage Could Hurt You
Flood Damage is More Common than you Think Since we’re just coming out of Florida’s dry season, Brandon and Tampa homeowners are probably not thinking about the dangers of flooding—and…
Do You Need Flood Insurance Even if You Don’t Live in a Flood Zone?
You know waterfront living carries risk of flooding, but did you know that about 25 percent of all flood claims come from moderate- to low-risk areas? Every year, thousands of…
Three Things You Should Know About Water Damage
When you think of Florida, you probably also think of water. We’re lucky to have gorgeous rivers, lakes, and the ocean practically right on our doorstep. Unfortunately, we also have…
With NFIP Flood Insurance Prices Rising, Is It Time to Consider Private Flood Insurance?
Insuring a home in a flood zone has just become more expensive. Recent changes to the National Flood Insurance Program (NFIP) went into effect Oct. 1, 2021 for all new…
2021 Hurricane Season Dos and Don’ts
The 2021 hurricane season is upon us. We were lucky last year, and Florida didn’t have to cope with a direct hit from a hurricane. But that’s not our norm,…
Watch Out for Scary Homeowners Insurance Surprises
A standard homeowners insurance policy covers many perils, such as damage or loss caused by theft, fire, or storms. It also protects you if you could be held legally responsible…
We Can Insure That! Let L & M Insurance Group Help With Specialty Insurance Coverage
You already know L & M Insurance Group can get you great deals on your homeowners, car, and business insurance (and if you don’t, contact us today for a free…
Does Your Homeowner’s Insurance Come Up Short?
Do you Have Enough Homeowner’s Insurance Coverage? Your homeowner’s insurance policy is a key piece of your financial safety net. Not only does it cover what is probably your most…
Florida Flood Facts—Is Your Home at Risk?
If you live in Florida, the answer is probably yes, according to Roy Wright, former director of the National Flood Insurance Program (NFIP). Florida has the longest seacoast in the…