Recreational Vehicle Insurance

Recreational Vehicle Insurance

L & M Insurance Group has a variety of insurance carriers and policies to make sure all your recreational vehicles are covered whether they are used on land, sea or air. Most recreational vehicles aren’t covered by traditional auto or homeowners policies so investing in specialized insurance can protect you from loss and risk of a lawsuit.

recreational vehicle insurance for boats PWCs, RV's and more

Boat Insurance

Sailboats, pontoons, bass boats cruisers and more. Protect the fun you have on the water plus some boat insurance policies make it easier to dock at a marina.

Personal Watercraft

Jet Skis and Waverunners are a great way to explore the waves. Protect yourself with Personal Watercraft insurance.


All Terrain Vehicles are a lot of fun, but accidents can happen. Reduce your exposure to lawsuits with specialized insurance.


Winnebago Recreational Vehicles, Air Stream Motor homes, and other campers let you take the convenience of home wherever you go.



Motorcycles are a fun way to ride. Protect your chopper with an insurance policy that is tailored to the unique needs of motorcyclists.


Whether you use your e-bike to commute or just for recreation, protect your investment and your personal liability with a standalone electric bicycle insurance policy.

Classic Cars

Get an insurance policy that is as unique as your classic car.

What we make sure you are covered for:

When insuring your recreational vehicles, you’ll want to be sure you’re covered adequately for:

  • Bodily injury—pays for injuries you cause to others if you’re responsible for an accident.
  • Property damage—pays for property you damage if you’re responsible for an accident.
  • Collision—pays for damage to your toy if you hit something.
  • Comprehensive—pays if your toy is stolen or if it’s damaged by something other than a collision, such as fire, extreme weather, or vandalism.

Get Started Insuring Your Recreational Vehicle

L & M Insurance will take the time to learn about your recreational vehicles to be able to recommend the perfect insurance policy for you. Recreational Vehicle insurance gives you the peace of mind that the fun you have invested in will be protected. Call (813) 672-4100 to get started on your quote.