Protect Yourself from Common Scams After a Storm
As we work to recover from Hurricanes Helene and Milton, we should beware of one more danger to our communities: scam artists. Unfortunately, scam artists target the vulnerable: senior citizens,…
Buying Life Insurance Is an Act of Love
Hearts, flowers, candy, jewelry—it’s the season of love…and life insurance? Buying life insurance doesn’t sound “romantic.” But it’s actually a practical and lasting way to show your love, because it protects…
Let’s Talk Safety: June Is National Safety Month
Many of us enjoy a more relaxed pace during June—kids are out of school, we start to think about vacations, and so on. But June is also a good time…
What Is Social Inflation, and How Does It Affect You?
As if the Florida insurance markets don’t have enough challenges, there’s a relatively new concept causing concern here as well in the rest of the country: social inflation. In fact,…
I’ve Never Had a Claim—Why Does My Insurance Keep Going Up?
This is a common complaint among our customers who find their home and auto insurance rates continue to rise, even when they haven’t had any claims. We know this can…
New Homeowners Insurance Legislation—Will It Bring Your Premiums Down?
If you own a home in Florida, you know that homeowners insurance premiums are skyrocketing, and it’s getting harder for some to even find homeowners insurance. In 2022 alone, six…
How Inflation Is Affecting Your Insurance Rates and What You Can Do About It
Florida residents already pay some of the highest auto and home insurance rates in the country—and now inflation is making it worse. Some of the same factors driving inflation in…
Insurance News You Can Use
The Florida insurance market is especially volatile right now, with many factors influencing the price of coverage. At L & M Insurance Group, we follow developments in the insurance industry,…
AOB Abuse and Fraud Help to Drive the High Cost of Insurance
If you’ve purchased or renewed homeowners insurance lately, you know that premiums are skyrocketing. While there are several factors driving Florida’s insurance crisis, our high insurance prices are, in part,…
Three Things You Should Know About Water Damage
When you think of Florida, you probably also think of water. We’re lucky to have gorgeous rivers, lakes, and the ocean practically right on our doorstep. Unfortunately, we also have…