Great Options for Insurance

We Have a New Name!
After 25+ years of proudly serving Florida families and businesses as L&M Insurance Group, we are thrilled to introduce ourselves as Pacific Crest Lakewood!
Same friendly faces. Same local experts you know and trust. Same commitment to finding you the right coverage at the right price — just a new name and even more resources to serve you better.
As a multi-location independent agency and member of Pacific Crest Services, a national insurance network, we now have access to 100+ top-rated insurance companies — meaning better options and more competitive rates for our valued clients across Bradenton, Lakewood Ranch, Sarasota, Riverview, and surrounding Florida communities.

Whether you’re shopping around for better coverage, less expensive premiums or looking to add a new policy, we can help you find the best options for autohomecommercial, and life insurance.

We Are Your Local Riverview Insurance Agent

With offices in Riverview, we’re close to our customers throughout East Hillsborough County and Manatee County.

That’s important, because even in today’s busy world, our customers prefer to work with insurance agents they can visit with, talk to and trust to help them make important decisions to help protect themselves, their families and their property.

Customized Insurance Solutions

As an independent insurance agency, we work with you to understand your needs – costs, coverage, goals – and then tailor a policy that specifically fits your requirements.

We “shop” your information among some of the nation’s largest carriers and then help you choose an insurance policy that’s right for you.

This customized approach is what separates us from other insurance companies, like State Farm and Allstate, who can only offer one-size-fits-all policies.

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Pat Lillard profile picture
Pat Lillard
27 August 2026
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Kayla, where do I begin? Every question I asked was answered. She researched and improved coverages / pricing for flood, home and auto. I would nominate her for every award within the company !
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Ande G profile picture
Ande G
21 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Fantastic, handled all of the stress and provided clear instructions and options on insuring a new home. Kayla was great.
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Jennifer Angileri profile picture
Jennifer Angileri
24 June 2026
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I cannot say enough positive things about my experience with Kayla. She was absolutely exceptional throughout what was a very difficult and stressful mortgage application process. From the beginning, she was compassionate, understanding, and truly took the time to listen and support me every step of the way. Her responsiveness, professionalism, and attention to detail made such a difference during a challenging time. She consistently went above and beyond to answer my questions, provide guidance, and make sure I felt supported and informed. Her empathy and genuine care stood out and made a stressful process feel much more manageable. I am incredibly grateful for her dedication and would highly recommend her to anyone looking for an insurance agent who is not only knowledgeable and professional, but also truly cares about her clients
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angel rodriguez profile picture
angel rodriguez
22 June 2026
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Kayla Paniagua is one of the best. She is quick to respond and she always kept me updated with my status. I would highly recommend her with your insurance needs.
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Kam G profile picture
Kam G
29 May 2026
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She was very quick with the process. Got me a quote and got all the paper work done within reasonable timing.
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Yaritza Collins profile picture
Yaritza Collins
13 May 2026
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I appreciate the time Kayla took to go over discounts and finding the best price available.
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D profile picture
D
5 May 2026
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Lindsay Wild has been very helpful over the years with our insurance products. She is fast to respond, knowledgeable and honest. She has not oversold and is responsive and professional. I highly suggest you give her a call and see for yourself. Your search for a trustworthy insurance agency in florida can be over.
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Rose Sandoval profile picture
Rose Sandoval
12 April 2026
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Whenever I need information on current insurance or need clarification on insurance, they are always there to help. Thanks for being a phone call away.
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leny vega
10 April 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Kayla was wonderful professional and was quick with quote. I highly recommend L&M Insurance.
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T Stew profile picture
T Stew
4 April 2026
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Thank you, Kristin Gregg from L & M insurance group. You help me get new home owner insurance while I was navigating a very difficult time in my life. You did it with grace and compassion and I will always be grateful for that and the fantastic service that I’ve received.

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