What to Do After a Hurricane
We hope you and your family safely weathered Hurricane Milton and are beginning the process of recovery. At L & M Insurance Group, our agents are facing the same challenges…
Five Tips for Preventing Water Damage
While Floridians love water in the form of lakes, rivers, or the ocean, we definitely do NOT want to see it pouring into our homes from a broken pipe or…
Three Home Improvements that Could Save You Money on Home Insurance
Investing in your home is often a smart decision. But with the cost of Florida home insurance, you may want to prioritize home renovations that could also potentially save you…
Is Your Vacant Property at Risk? How Vacant Dwelling Insurance can Help
The red-hot Florida real estate market has started to cool slightly, and property investors and others are finding that homes aren’t selling or renting as quickly as they had been.…
New Florida Residents—Get Ready for Hurricane Season
With an estimated one million people moving to Florida between 2020 and 2023, it’s likely that many new residents are facing their first hurricane season. Even those who have lived…
Homeowners Insurance Renewing? Make Sure You Do This One Thing
If you have homeowners insurance in Florida, you know how hard it is to find a policy you can afford with the coverage you need. You might think you’re home…
8 Ways to Save Money on Your Florida Homeowners Insurance
Last month we discussed some of the reasons Florida homeowners insurance is so expensive. Today, let’s see what we can do to make sure we’re not paying more than we…
Why Is My Insurance More Expensive? I Haven’t Made a Claim!
Every week, clients ask us why their insurance keeps getting more expensive, even though they haven’t made any claims. They’re surprised and frustrated when they receive their renewal offer with…
Prevent House Fires with These Tips
A house fire can be one of the scariest perils a Florida homeowner can face. House fires are a major cause of injury and death at home, and young children and the…
Simple Ways to Create a Home Inventory
In addition to the structure of your home, your Florida homeowners insurance also covers your belongings if they’re stolen or destroyed by a covered peril such as a house fire.…