7 Simple Tips to Keep Your Home Safe from Burglars
One of the most common perils a Florida homeowner faces is not a hurricane, fire, or flood—it’s burglary. In 2019, a burglary occurred every 28.3 seconds in the U.S, according…
Auto Accident Insurance: Injury Coverage Explained
Auto Accident Injuries and How they Effect Your Insurance It only takes a moment of distraction—or simply being in the wrong place at the wrong time—for you to find yourself…
Your End-of-the-Year Insurance Review
As you say goodbye to the old year and prepare for the new, you may be reflecting on the events of 2024 as well as thinking of personal and financial…
Stay Safe from Holiday Driving Dangers
The holiday season is a great time to share traditions, attend festive parties, and plan fun family outings, However, it’s also one of the most dangerous times to drive, mainly…
Flood Insurance: What you need to know
Hurricanes Helene and Milton caused devastating flooding in many communities, including inland cities and those not considered high risk for floods. To add insult to injury, many homeowners discovered they’re…
Inland Marine Insurance: Why Your Florida Business Might Need It
As you build and grow your Florida business, you have many concerns to think about, including finding insurance protection that protects your financial investment. Common commercial insurance coverage includes various…
Protect Yourself from Common Scams After a Storm
As we work to recover from Hurricanes Helene and Milton, we should beware of one more danger to our communities: scam artists. Unfortunately, scam artists target the vulnerable: senior citizens,…
Choosing Medicare Options That Are Right for You
Nearly 4.8 million Floridians are enrolled in Medicare, the U.S. health care program for people over 65. If you’re one of them, you probably know that during the Annual Enrollment…
What to Do After a Hurricane
We hope you and your family safely weathered Hurricane Milton and are beginning the process of recovery. At L & M Insurance Group, our agents are facing the same challenges…
Five Tips for Preventing Water Damage
While Floridians love water in the form of lakes, rivers, or the ocean, we definitely do NOT want to see it pouring into our homes from a broken pipe or…