Commercial Insurance

Make Sure Your Property Is Insured Properly!

Most people don’t spend a lot of time thinking about insurance coverage for their business. But it shouldn’t be that way. We can help you to choose a policy that will give you the best coverage at the most affordable rates.

In order to succeed in a competitive market, a business must minimize risk to the greatest extent possible. With the right commercial insurance policy, you can protect your investment from any number of possible threats.

No matter whether the damage might be caused by wind, flood, fire or as a result of the third-party liability of your employees and customers, commercial insurance provides you the peace of mind you need to remain focused on running your business.

We Can Help With Many Types of Commercial Property Insurance:

• Commercial Property Insurance
• Commercial General Liability
• Commercial Auto
• Worker’s Compensation
• Equipment
• Bonds

Commercial Property Insurance

Whether you own your own building or lease your workspace, commercial property insurance protects the physical assets of your business. Choosing the right coverage is an important investment in the future success of your business. Property insurance can cover:

• Your building
• Furniture and equipment
• Paperwork and files
• Inventory
• Fencing and landscaping
• The surrounding property of others

Commercial General Liability (CGL) Insurance

This type of coverage protects business owners against claims of liability for bodily injury, whether it is an injury to an employee, customer, or client.

Depending on which type of coverage you choose, you can be covered for accidents occurring on your property as well as accidents that happen away from your business premises and are caused by your employees, products or work.

Commercial Auto Insurance

Whether you have a few work vehicles or an entire fleet, commercial or auto insurance can help protect you, your employees and your business. We can help you choose the best coverage for liability, medical payments, personal injury protection, collision and comprehensive as well as protection against uninsured drivers.

Workers Compensation Insurance

An important part of running your business is keeping your employees safe while they’re at work. If an employee suffers an injury, worker’s compensation insurance provides needed protection.

Worker’s compensation coverage is required by Florida law and covers lost wages, medical treatment and rehabilitation resulting from an employee’s work related illness or injury.

Business Equipment Insurance

Damaged or broken equipment can mean lost income for you. That’s why we help you choose equipment insurance policies to protect you against breakdowns, power surges, motor and engine failures, equipment malfunctions and even operator error.

The right kind of coverage can help with the cost of repair and replacement of equipment, the time and labor involved with a repair and well as income loss caused by interruption of business.

Commercial Bond Insurance

Commercial bond insurance helps protect against two main issues, promised work not being completed properly or completed at all, and employee theft or dishonesty that causes harm to your business. There are different types of commercial bond insurance – surety, contract and fidelity, etc. We can help you find coverage tailored to your specific needs.