How Your Credit Affects Your Insurance Premiums
As you’re shopping for home or auto insurance, you might come across the concept of the credit-based insurance score, or simply the insurance score. Hmm, that’s odd. What does credit…
Protect Yourself from Lawsuits with an Umbrella Policy
Homeowners insurance and auto insurance play important roles in protecting your financial assets. Not only do they help to repair or replace your own property, your insurance policies cover your…
Make These Insurance Resolutions for the New Year
At the start of a new year, many people resolve to get their finances in order. L & M Insurance Group would like to remind you that appropriate insurance coverage…
Plan Ahead Before a Natural Disaster Strikes
While we in Florida are fortunate not to have to deal with the freezing cold and heavy snows of more northern states, we’re not exempt from nature’s wrath. In fact,…
Insurance 101: Terms You Should Know
Just like any specialized industry, insurance has its own vocabulary. When you’re shopping for a new policy—or trying to make sense of the policy you already have—it helps to understand…
Medicare Annual Enrollment: It’s Time to Review Your Coverage Options
If you’re enrolled in Medicare, the annual fall Medicare annual enrollment period (Oct. 15- Dec. 7) is the perfect time to review your Medicare coverage options to see if they…
Hurricane Preparation in the Age of COVID-19
The 2020 hurricane season started June 1, and we’ve already seen Tropical Storm Cristobal impact Louisiana and beyond. Even though many of us are already feeling stressed and anxious about…
Five Reasons You Might Need an Umbrella Policy
You might think that if you have homeowners and auto insurance, you have enough insurance coverage in place to protect you financially if you’re responsible for an accident of some…
Florida Drivers, Remember Texting While Driving Is Against the Law
Texting while driving has been illegal in Florida since 2013, but law enforcement could only ticket you for it if they pulled you over for another violation. Not anymore. The…
Builder’s Risk Policy Basics
There are some instances when a standard homeowners insurance policy won’t cover your property, such as when you’re building a home from the ground up, or you own a vacant…