Flood Insurance: What you need to know
Hurricanes Helene and Milton caused devastating flooding in many communities, including inland cities and those not considered high risk for floods. To add insult to injury, many homeowners discovered they’re…
What to Do After a Hurricane
We hope you and your family safely weathered Hurricane Milton and are beginning the process of recovery. At L & M Insurance Group, our agents are facing the same challenges…
Five Tips for Preventing Water Damage
While Floridians love water in the form of lakes, rivers, or the ocean, we definitely do NOT want to see it pouring into our homes from a broken pipe or…
What You Don’t Know About Flood Damage Could Hurt You
Flood Damage is More Common than you Think Since we’re just coming out of Florida’s dry season, Brandon and Tampa homeowners are probably not thinking about the dangers of flooding—and…
Do You Need Flood Insurance Even if You Don’t Live in a Flood Zone?
You know waterfront living carries risk of flooding, but did you know that about 25 percent of all flood claims come from moderate to low risk areas? Every year, thousands…
Prepare Now for the 2022 Hurricane Season
It’s that time again. Just like death and taxes, preparing for the Atlantic hurricane season every year is inevitable for Tampa Bay residents. However, just because it happens every year,…
Three Things You Should Know About Water Damage
When you think of Florida, you probably also think of water. We’re lucky to have gorgeous rivers, lakes, and the ocean practically right on our doorstep. Unfortunately, we also have…
NFIP Flood Insurance Prices Rising, Is It Time to Consider Private Flood Insurance?
Insuring a home in a flood zone has just become more expensive. Recent changes to the National Flood Insurance Program (NFIP) went into effect Oct. 1, 2021 for all new…
We Can Insure That! Let L & M Insurance Group Help With Specialty Insurance Coverage
You already know L & M Insurance Group can get you great deals on your homeowners, car, and business insurance (and if you don’t, contact us today for a free…
Florida Flood Facts—Is Your Home at Risk?
If you live in Florida, the answer is probably yes, according to Roy Wright, former director of the National Flood Insurance Program (NFIP). Florida has the longest seacoast in the…