So far the Tampa Bay area has had a quiet hurricane season (knock on wood!). But that could change, and we may still experience one or more tropical storms or hurricanes. Before a storm hits, let’s take a look at one more way to reduce the chances of having significant damage to your home due to a hurricane: hurricane proofing your yard.
First, walk through your yard. Look carefully at your trees, shrubs, mulch, and any other items found there. Here are some things to watch for:
In your trees, look for dead or dying limbs, or those weakly attached to the tree trunk. Also look for cracks in limbs or trunks, trees that lean and may be unstable and easily toppled by a storm, and branches that hang over your roof, screen enclosure, or are near power lines. You may need to do some pruning (see below).
What type of mulch to you have? Consider replacing rock or pea gravel with softer mulch, such as shredded bark. In high wind, rock and gravel can fly into the air, breaking windows or damaging your house’s exterior.
Does water pool near your house? Consider improving the grading and drainage around it.
Take note of anything in your yard that could become airborne in high winds: potted plants, toys, garden ornaments, bird feeders, lawn furniture, etc. Decide what you’ll do with these things if a storm is approaching—perhaps you can tie them to a sturdy tree, bring them into the garage, or position them in a place where they’re less likely to blow around, such as a corner of a fence or wall. If there are items in your yard you no longer enjoy or use, get rid of them.
Remove dead or diseased branches, and prune the crowns of trees to make them more wind resistant. For larger trees, you may want to hire a certified arborist for this.
Also prune shrubs that are top heavy, damaged or diseased.
If you’re considering making changes or adding to your landscaping, do some planning first. If you want to plant new trees, choose wind resistant varieties. These include live oak, southern magnolia, sabal palms, and sea grape, to list a few (click here for more information). Plant them well away from your home and other structures, as well as power lines. This will help reduce the risk of limbs or even a whole tree coming down on your home during a storm.
Hurricane season doesn’t end until November 1, so we should remain vigilant in our hurricane preparations. Take a few minutes to walk around your property to inspect it, prune and plant appropriately, and decide what you’ll do with anything in your yard that could become a projectile. A little attention to your yard before a storm blows through can save you a lot of headaches later.
L & M Insurance Group is a locally owned, independent insurance agency based in the Brandon/Riverview area. We would love to help you with your homeowners insurance—or any of your insurance needs. Please give us a call at 813-672-4100 for a free quote, or contact us online. For more information about homeowners insurance, click here.
L & M Insurance Group is an Independent Insurance Agency based in Riverview, Florida. We can shop, compare and recommend the home, auto, commercial or life insurance policy that’s best suited for you, your family or your business. Call 813-672-4100 or visit landminsurancegroup.com for more information.