News Archives - L & M Insurance Group

1 week ago

Florida’s New License Plate Law: What Drivers Need to Know (Effective October 1, 2025)

As of October 1, 2025, Florida drivers must follow a new state law that significantly changes how license plates can be displayed on vehicles. The goal of this updated law…

1 year ago

Protect Yourself from Common Scams After a Storm

As we work to recover from Hurricanes Helene and Milton, we should beware of one more danger to our communities: scam artists. Unfortunately, scam artists target the vulnerable: senior citizens,…

2 years ago

Buying Life Insurance Is an Act of Love

Hearts, flowers, candy, jewelry—it’s the season of love…and life insurance? Buying life insurance doesn’t sound “romantic.” But it’s actually a practical and lasting way to show your love, because it protects…

3 years ago

Let’s Talk Safety: June Is National Safety Month

Many of us enjoy a more relaxed pace during June—kids are out of school, we start to think about vacations, and so on. But June is also a good time…

Social Inflation increases litigation costs of insurance companies

3 years ago

What Is Social Inflation, and How Does It Affect You?

As if the Florida insurance markets don’t have enough challenges, there’s a relatively new concept causing concern here as well in the rest of the country: social inflation. In fact,…

3 years ago

I’ve Never Had a Claim—Why Does My Insurance Keep Going Up?

This is a common complaint among our customers who find their home and auto insurance rates continue to rise, even when they haven’t had any claims. We know this can…

Homeowners Insurance Legislation in Florida. Will new laws reduce premiums

3 years ago

New Homeowners Insurance Legislation—Will It Bring Your Premiums Down?

If you own a home in Florida, you know that homeowners insurance premiums are skyrocketing, and it’s getting harder for some to even find homeowners insurance. In 2022 alone, six…

3 years ago

How Inflation Is Affecting Your Insurance Rates and What You Can Do About It

Florida residents already pay some of the highest auto and home insurance rates in the country—and now inflation is making it worse. Some of the same factors driving inflation in…

3 years ago

Insurance News You Can Use

The Florida insurance market is especially volatile right now, with many factors influencing the price of coverage. At L & M Insurance Group, we follow developments in the insurance industry,…

AOB Abuse and Fraud raise insurance rates

4 years ago

AOB Abuse and Fraud Help to Drive the High Cost of Insurance

If you’ve purchased or renewed homeowners insurance lately, you know that premiums are skyrocketing. While there are several factors driving Florida’s insurance crisis, our high insurance prices are, in part,…

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