Insurance News You Can Use
The Florida insurance market is especially volatile right now, with many factors influencing the price of coverage. At L & M Insurance Group, we follow developments in the insurance industry,…
Prepare Now for the 2022 Hurricane Season
It’s that time again. Just like death and taxes, preparing for the Atlantic hurricane season every year is inevitable for Tampa Bay residents. However, just because it happens every year,…
AOB Abuse and Fraud Help to Drive the High Cost of Insurance
If you’ve purchased or renewed homeowners insurance lately, you know that premiums are skyrocketing. While there are several factors driving Florida’s insurance crisis, our high insurance prices are, in part,…
Help Prevent Homeowners Disasters With This Spring Maintenance Checklist
There are always plenty of things to do to maintain your Florida home—and spring is the perfect time to cross a few items off that home maintenance list. While there…
Builder’s Risk—Insurance for New Builds and Renovations
In this tough real estate market, you’re excited that you found an older home to completely renovate before moving in. It’s going well—then you get the phone call. A fire…
Three Things You Should Know About Water Damage
When you think of Florida, you probably also think of water. We’re lucky to have gorgeous rivers, lakes, and the ocean practically right on our doorstep. Unfortunately, we also have…
Florida Home and Auto Premiums Are Skyrocketing—Is There Anything You Can Do?
Almost every day we receive calls or emails from upset clients whose insurance premiums are going up, even when they’ve never made a claim. Some policies are going up by…
Home Shopping in Tampa Bay? These Factors Can Affect Your Homeowners Insurance Rates
If you’re looking for a home in the Tampa Bay area, you’re home shopping in a real estate market that’s as hot as one of our August days! Zillow reported…
Fall Maintenance for Your Florida Home
Florida homeowners may not have to prepare for cold weather the same way our northern neighbors do—but fall is still a great time to perform some important home maintenance tasks.…
Homeowners Insurance and the Attractive Nuisance
As summer winds down, your family might be spending more time playing outdoors—and maybe you have a jungle gym, pool, or even a trampoline so they can have a blast.…