Distracted Driving and Car Crashes—What You Can Do
Distracted Driving – We’ve all done it. Taken our eyes off the road just for a second to check our phones. Or maybe we’re sipping a quick coffee on the way…
Why Is My Insurance More Expensive? I Haven’t Made a Claim!
Every week, clients ask us why their insurance keeps getting more expensive, even though they haven’t made any claims. They’re surprised and frustrated when they receive their renewal offer with…
Investing in Your Business: Tips for Buying a Company Vehicle
As your small business grows, you might consider purchasing a vehicle to use for business purposes. If you or an employee are often using your personal vehicle to drive to…
Make These Insurance Resolutions for the New Year
At the start of a new year, many people resolve to get their finances in order. L & M Insurance Group would like to remind you that appropriate insurance coverage…
Florida Drivers, Here’s What You Can Do About Rising Car Insurance Premiums
While skyrocketing home insurance rates in Florida have gotten all the press lately, Florida drivers are finding the cost of auto insurance is also steadily rising. Major insurers in Florida,…
Insurance 101: Understanding the Insurance Claims Process
When you buy insurance, you’re paying for something you hope you won’t need to use. But if you have a loss—your car is damaged in an accident, or a fire…
Simple Tips to Prevent Car Theft
In 2022, more than 1 million vehicles were stolen in the U.S.—an increase of 7 percent over the previous year. And industry experts say that nearly half of the time,…
5 Tips to Improve Your Credit Score—and Lower Your Insurance Premiums
When high prices make you feel financially pinched, you look for ways to save money on your expenses, including insurance premiums. One way to do this is to improve your…
I’ve Never Had a Claim—Why Does My Insurance Keep Going Up?
This is a common complaint among our customers who find their home and auto insurance rates continue to rise, even when they haven’t had any claims. We know this can…
How Your Credit Affects Your Insurance Premiums
As you’re shopping for home or auto insurance, you might come across the concept of the credit-based insurance score, or simply the insurance score. Hmm, that’s odd. What does credit…