L & M Insurance, Author at L & M Insurance Group

National Flood Insurance Program Raising Rates

4 years ago

NFIP Flood Insurance Prices Rising, Is It Time to Consider Private Flood Insurance?

Insuring a home in a flood zone has just become more expensive. Recent changes to the National Flood Insurance Program (NFIP) went into effect Oct. 1, 2021 for all new…

e-bike-insurance woman on an electric bicycle with dog

4 years ago

Yes, We Can Insure Your E-bike!

Insurance for Electric Bicycles The popularity of electric bicycles, or e-bikes, has soared over the past couple of years—sales were up 145 percent between 2019 and 2020, according to market…

4 years ago

Protect Your Vacant Investment Properties

Property investors who own rental properties, or who buy, renovate and resell homes, may occasionally find they have vacant properties on their hands. If your property is vacant, it could…

5 years ago

Prepare Now for the Medicare Annual Enrollment Period

If you’re receiving healthcare benefits from Medicare, there are only a few chances each year to make changes to your coverage. One of those periods is quickly approaching: the Annual…

5 years ago

Don’t Forget This Tip for Keeping Car Insurance Premiums Down

Many factors determine what you’ll pay for car insurance—things like how expensive your vehicle is, how old you are, and how good your credit is. But don’t forget one of…

Trampolines an attractive nuisance that can affect homeowners insurance

5 years ago

Homeowners Insurance and the Attractive Nuisance

As summer winds down, your family might be spending more time playing outdoors—and maybe you have a jungle gym, pool, or even a trampoline so they can have a blast.…

Bundling home and auto insurance does it save you money

5 years ago

Is Bundling Your Insurance Policies Right for You?

You’ve probably seen TV commercials that talk about bundling your insurance coverage, and you may be wondering if bundling—buying more than one type of insurance policy from the same insurance…

5 reasons to choose independent Insurance Agents

5 years ago

Five Reasons to Work With an Independent Insurance Agent

When you need insurance coverage, you have many decisions to make. One of the first ones may be whether to go with a captive insurance agent, or an independent insurance…

Florida Real Estate Investors Summer Precautions

5 years ago

Real Estate Investors: Are Your Properties Ready for Florida’s Extreme Summer Weather?

If you own investment properties, it’s time to be sure they’re prepared for the summer storm season. Central Florida summer weather patterns include winds, rain, and possible flooding, hurricanes and…

5 years ago

2021 Hurricane Season Dos and Don’ts

The 2021 hurricane season is upon us. We were lucky last year, and Florida didn’t have to cope with a direct hit from a hurricane. But that’s not our norm,…

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