Fatal Roads: Working Together to Reduce Traffic Deaths
After years of declines, traffic fatalities* are rising again. For decades, seat belt laws and improved vehicle safety features helped to contribute to roadway safety. In 2020, for the first…
Help Prevent Homeowners Disasters With This Spring Maintenance Checklist
There are always plenty of things to do to maintain your Florida home—and spring is the perfect time to cross a few items off that home maintenance list. While there…
Builder’s Risk—Insurance for New Builds and Renovations
In this tough real estate market, you’re excited that you found an older home to completely renovate before moving in. It’s going well—then you get the phone call. A fire…
Three Things You Should Know About Water Damage
When you think of Florida, you probably also think of water. We’re lucky to have gorgeous rivers, lakes, and the ocean practically right on our doorstep. Unfortunately, we also have…
L & M Insurance Group Is Your Source for Affordable Commercial Auto Insurance in Florida
Of all the many decisions Florida business owners have, choosing the right commercial insurance coverage is one of the most important. Without proper insurance protection, you could easily find yourself…
Florida Home and Auto Premiums Are Skyrocketing—Is There Anything You Can Do?
Almost every day we receive calls or emails from upset clients whose insurance premiums are going up, even when they’ve never made a claim. Some policies are going up by…
Home Shopping in Tampa Bay? These Factors Can Affect Your Homeowners Insurance Rates
If you’re looking for a home in the Tampa Bay area, you’re home shopping in a real estate market that’s as hot as one of our August days! Zillow reported…
Can Supply Chain Problems Affect Your Car Insurance?
Florida drivers already pay some of the highest car insurance rates in the nation, and those rates are likely to go up in the near future. Why? Because insurance companies’…
Simple Ways to Avoid Holiday Hazards
The holidays are almost here! You’re probably looking forward to spending time with family and friends, enjoying delicious meals, and giving and receiving gifts. Maybe you’re even going to travel…
Fall Maintenance for Your Florida Home
Florida homeowners may not have to prepare for cold weather the same way our northern neighbors do—but fall is still a great time to perform some important home maintenance tasks.…