Commercial Auto Insurance Policies for Every Type of Business
If you own a business that doesn’t involve making deliveries or transporting clients, you may not think you need a commercial auto insurance policy. But if your vehicle is registered…
Avoid the Dangers of Summer Driving
Summer is here, and just about everyone is longing for a getaway. As Florida opens back up, more residents and tourists will be on the roads. More driving can mean…
Why is Car Insurance So Expensive in Florida?
Living in the Tampa Bay area has many advantages, but cheap car insurance isn’t one of them. In fact, the Sunshine State has the third costliest car insurance premiums in…
Hurricane Preparation in the Age of COVID-19
The 2020 hurricane season started June 1, and we’ve already seen Tropical Storm Cristobal impact Louisiana and beyond. Even though many of us are already feeling stressed and anxious about…
Understanding Coinsurance
One way clients try to lower their property insurance premiums is to buy coverage for less than 100 percent of the value of the property. Within certain limits, this can…
Is Your Homeowners Insurance Rate Going Up? Here’s Why
Central Florida is a great place to live—we have great beaches, warm temperatures, and a laid-back lifestyle. We also have the second highest average homeowners insurance premiums in the U.S.,…
L & M Office Tentatively Set to Reopen to the Public May 4
As you may know, for the month of April, we decided to close our office to the public in order to protect both our employees and our clients from possible…
L & M Insurance Group—Déjenos Servirle
Si esta buscando un nuevo agente de seguros, o si es nuevo en el area de Tampa Bay, queremos su negocio! Permitanos presentarnos. Una Agencia de Seguros Independiente L &…
Insurance for Real Estate Investors
What Kind of Insurance do you need as a Real Estate Investor and other Insurance Help to protect your real estate investment As a real estate investor, you have specialized…
Consumers Beware: Your Cheap Insurance Is Probably Cheap for a Reason
No one wants to pay too much for their insurance, but Tampa Bay area consumers need to be cautious if they get insurance quotes that seem too cheap. There’s usually…