Is Bundling Your Insurance Policies Right for You?
You’ve probably seen TV commercials that talk about bundling your insurance coverage, and you may be wondering if bundling—buying more than one type of insurance policy from the same insurance…
2021 Hurricane Season Dos and Don’ts
The 2021 hurricane season is upon us. We were lucky last year, and Florida didn’t have to cope with a direct hit from a hurricane. But that’s not our norm,…
Homeowners Insurance Skyrocketing? Policy Canceling? L & M Can Help!
The Florida homeowners insurance market is in turmoil, and Florida homeowners are paying the price—literally. Premiums are rising fast, and just recently two more homeowners companies received permission from the…
Plan Ahead Before a Natural Disaster Strikes
While we in Florida are fortunate not to have to deal with the freezing cold and heavy snows of more northern states, we’re not exempt from nature’s wrath. In fact,…
Own a Townhouse or Condo? Which Homeowners Policy Do You Need—an HO-3 or an HO-6?
If you’re buying a townhouse or condo, you might think that because your unit is one of a larger building, your home insurance needs will be different. This is not…
Insurance 101: Terms You Should Know
Just like any specialized industry, insurance has its own vocabulary. When you’re shopping for a new policy—or trying to make sense of the policy you already have—it helps to understand…
Don’t Be the Victim of a Roofing Scam
Replacing a roof will likely be one of the larger expenses you’ll have as a Florida homeowner. And while you’re probably looking for ways to save money on that major…
Is Your Homeowners Insurance Rate Going Up? Here’s Why
Central Florida is a great place to live—we have great beaches, warm temperatures, and a laid-back lifestyle. We also have the second highest average homeowners insurance premiums in the U.S.,…
Consumers Beware: Your Cheap Insurance Is Probably Cheap for a Reason
No one wants to pay too much for their insurance, but Tampa Bay area consumers need to be cautious if they get insurance quotes that seem too cheap. There’s usually…
Is Your Homeowners Insurance Company Going Out of Business? Let Us Help
Florida homeowners insurance is some of the most expensive in the nation, and the homeowners market here is one of the most complex for property insurers. Homeowners insurance companies in…