Insurance 101: Terms You Should Know
Just like any specialized industry, insurance has its own vocabulary. When you’re shopping for a new policy—or trying to make sense of the policy you already have—it helps to understand…
Partner With Your L & M Insurance Agent to Get the Best Rate
We know car insurance in Florida can take a big chunk out of your budget. Choosing an independent insurance agency like L & M Insurance Group is one way to…
Why is Car Insurance So Expensive in Florida?
Living in the Tampa Bay area has many advantages, but cheap car insurance isn’t one of them. In fact, the Sunshine State has the third costliest car insurance premiums in…
Tips for a Safer Thanksgiving
As you prepare to gather with family and friends for Thanksgiving, L & M Insurance Group wants to thank you for your business, and wish you a happy holiday. We…
Bad Credit Affecting Your Auto Insurance Rates? Don’t Despair—We Can Help
Insurance companies use many factors when they calculate what to charge for their policies, and more than 90 percent of them consider credit history when setting auto insurance rates. Insurers…
Just Married? Time to Review Your Insurance Coverage
Now that you’ve opened the presents and returned from your honeymoon, it’s time to consider some of the changes getting married will bring to your financial life. For instance, if…
Got Great Credit? Let Us Save You Money on Your Auto and Home Insurance!
What does your credit score have to do with insurance rates? Plenty. Since the 1990s insurance companies have been using consumers’ credit scores to help set insurance premiums. Industry studies…
How to Register a car in Florida from Out of State
Moving to Florida 101: Registering an Out of State Car If you’re a new Florida resident, or are thinking of moving to Florida, you may have questions about your car…
Why Florida Drivers Need Uninsured Motorist Coverage
Despite the fact that insurance is required, too many Florida drivers go without it. In fact, Florida has the highest rate of uninsured drivers in the nation at 26.7 percent!…
Distractions and Driving Don’t Mix
We’ve all done it. We hear the telltale ping or ring of our cell phone while driving. Surely it will be OK just to sneak a peek at the screen…