Florida’s Extreme Weather: Tornadoes
In addition to preparing for hurricanes, central Floridians should also be aware of another natural disaster common to our area: tornadoes. Surprisingly, Florida has a higher frequency of tornadoes (per…
Looking for Cheap Insurance in Florida? Don’t Make These Mistakes
Since Florida auto and homeowners insurance rates are some of the highest in the nation, we understand why you’re looking for ways to save on your insurance premiums. However, before…
Don’t Be the Victim of a Roofing Scam
Replacing a roof will likely be one of the larger expenses you’ll have as a Florida homeowner. And while you’re probably looking for ways to save money on that major…
Understanding Coinsurance
One way clients try to lower their property insurance premiums is to buy coverage for less than 100 percent of the value of the property. Within certain limits, this can…
Is Your Homeowners Insurance Rate Going Up? Here’s Why
Central Florida is a great place to live—we have great beaches, warm temperatures, and a laid-back lifestyle. We also have the second highest average homeowners insurance premiums in the U.S.,…
Consumers Beware: Your Cheap Insurance Is Probably Cheap for a Reason
No one wants to pay too much for their insurance, but Tampa Bay area consumers need to be cautious if they get insurance quotes that seem too cheap. There’s usually…
Is Your Homeowners Insurance Company Going Out of Business? Let Us Help
Florida homeowners insurance is some of the most expensive in the nation, and the homeowners market here is one of the most complex for property insurers. Homeowners insurance companies in…
Tips for a Safer Thanksgiving
As you prepare to gather with family and friends for Thanksgiving, L & M Insurance Group wants to thank you for your business, and wish you a happy holiday. We…
Extra Protection With American Integrity
During October, we’ve introduced you to one of our trusted partners, American Integrity. Not only does American Integrity offer programs for small boat owners and owners of high value homes,…
Watch Out for Scary Homeowners Insurance Surprises
A standard homeowners insurance policy covers many perils, such as damage or loss caused by theft, fire, or storms. It also protects you if you could be held legally responsible…