Prevent House Fires with These Tips
A house fire can be one of the scariest perils a Florida homeowner can face. House fires are a major cause of injury and death at home, and young children and the…
Simple Ways to Create a Home Inventory
In addition to the structure of your home, your Florida homeowners insurance also covers your belongings if they’re stolen or destroyed by a covered peril such as a house fire.…
Make These Insurance Resolutions for the New Year
At the start of a new year, many people resolve to get their finances in order. L & M Insurance Group would like to remind you that appropriate insurance coverage…
High Tech—and Affordable—Ways to Protect Your Home
With the cost of everything rising, from personal goods to homeowners insurance, it’s smart to look for ways to prevent loss before it happens. In our last post, we talked…
If Your Pet Hurts Someone, Will Your Homeowners Insurance Protect You?
For many people, a house is not a home without a dog—in fact, 85 million dogs live in U.S. households. While the vast majority of dogs never hurt anyone, about…
Considering Solar Panels? Call Your Homeowners Insurance Agent First!
Solar panels and Florida sunshine might seem like a perfect match. And while it’s true that solar power is becoming more popular, installing solar panels on your roof can actually…
Does Home Insurance Cover Fallen Trees?
Trees are a great landscape feature, providing beauty, shade, a windbreak, and other benefits. But what if a tree falls on your property, or a large limb crashes down on…
Insurance 101: Understanding the Insurance Claims Process
When you buy insurance, you’re paying for something you hope you won’t need to use. But if you have a loss—your car is damaged in an accident, or a fire…
Why Is My Homeowners Insurance Cancelling or Non-renewing?
Florida homeowners insurance is some of the most expensive in the nation, and it’s getting more challenging to find appropriate coverage. Once you’ve shopped for a policy that meets your…
Tips to Avoid Scams After a Disaster
When you’ve just come through a disaster like a hurricane, flood, or wildfire, the last thing you want to worry about is getting scammed. Unfortunately, when people are at their…