What Is Social Inflation, and How Does It Affect You?
As if the Florida insurance markets don’t have enough challenges, there’s a relatively new concept causing concern here as well in the rest of the country: social inflation. In fact,…
Are You Covered? Liability Insurance Options for Business Owners
You’ve spent years working to make your business a reality. Finally, after all your hard work, you’re making money. Then—disaster! A customer slips and falls in your office and sues…
Is Your Business Hurricane Ready?
Every year private residents hear a lot about preparing for hurricane season—but what if you own a business? Are there any hurricane-readiness actions Tampa Bay business owners should perform? Business…
3 Factors Raising Your Commercial Property Insurance Rates
There have been plenty of headlines lately about Florida’s skyrocketing homeowners insurance prices. Unfortunately, we’re also beginning to see rising commercial property insurance premiums as well. Some of the same…
L & M Insurance Group Is Your Source for Affordable Commercial Auto Insurance in Florida
Of all the many decisions Florida business owners have, choosing the right commercial insurance coverage is one of the most important. Without proper insurance protection, you could easily find yourself…
Protect Your Vacant Investment Properties
Property investors who own rental properties, or who buy, renovate and resell homes, may occasionally find they have vacant properties on their hands. If your property is vacant, it could…
Five Reasons to Work With an Independent Insurance Agent
When you need insurance coverage, you have many decisions to make. One of the first ones may be whether to go with a captive insurance agent, or an independent insurance…
Protect Your Business With a BOP
As every small business owner knows, you can do everything right and still wind up facing a catastrophic loss. A fire could damage your office, keeping it closed down until…
Simplify Your Property Investment Insurance
For property investors with multiple properties, L & M Insurance Group has a insurance programs that can simplify how you keep your properties insured. With options that cater to the…
Commercial Landlords: Protect Your Liability with Lessors Risk Insurance
Owning a commercial building that you lease to others can be a great investment, but it’s not without risk. That’s why making sure you have the right insurance coverage to…