Water Damage: What Your Homeowners Insurance Will—and WON’T—Cover
When you buy a homeowners insurance policy, you’re purchasing protection for your family’s safe haven as well as your most valuable asset. A homeowners policy is intended to help you…
How Inflation Is Affecting Your Insurance Rates and What You Can Do About It
Florida residents already pay some of the highest auto and home insurance rates in the country—and now inflation is making it worse. Some of the same factors driving inflation in…
Insurance Tips for Back-to-School Season
Believe it or not, it’s already back-to-school season! Younger kids go back to school this week, and college students follow soon after. If you’re a parent, upcoming events in your…
Protect Yourself from Lawsuits with an Umbrella Policy
Homeowners insurance and auto insurance play important roles in protecting your financial assets. Not only do they help to repair or replace your own property, your insurance policies cover your…
Safe Grilling Tips for National Grilling Month
Ah, the smell of backyard barbecue—one of the best aromas of summer! July is National Grilling Month, and the height of “grilling season” across the US. And while most people…
Insurance News You Can Use
The Florida insurance market is especially volatile right now, with many factors influencing the price of coverage. At L & M Insurance Group, we follow developments in the insurance industry,…
Is Your Business Hurricane Ready?
Every year private residents hear a lot about preparing for hurricane season—but what if you own a business? Are there any hurricane-readiness actions Tampa Bay business owners should perform? Business…
Prepare Now for the 2022 Hurricane Season
It’s that time again. Just like death and taxes, preparing for the Atlantic hurricane season every year is inevitable for Tampa Bay residents. However, just because it happens every year,…
AOB Abuse and Fraud Help to Drive the High Cost of Insurance
If you’ve purchased or renewed homeowners insurance lately, you know that premiums are skyrocketing. While there are several factors driving Florida’s insurance crisis, our high insurance prices are, in part,…
3 Factors Raising Your Commercial Property Insurance Rates
There have been plenty of headlines lately about Florida’s skyrocketing homeowners insurance prices. Unfortunately, we’re also beginning to see rising commercial property insurance premiums as well. Some of the same…