For property investors with multiple properties, L & M Insurance Group has an insurance program that can simplify how you keep your properties insured. The REInsurePro program writes many types of policies with the specific needs of property investors in mind. Their insurance products offer flexibility and cover a variety of situations, whether you buy to renovate and flip, or own properties occupied by tenants. Take note members of the Suncoast Real Estate Investors Association (SREIA) or similar organizations like the TBREIA or GOREIA—this is a program that could really benefit you!
Coverage options and special features
Basically, REInsurePro puts coverage decisions in the hands of you as the investor. You can choose whether you want actual cash value or replacement cost loss settlement, and which perils to insure against. You can also decide which “bells and whistles” are important to you for your policy. Properties insured for $70 a square foot or more will automatically be insured for replacement cost value. Wind mitigation and 4-point inspections are not needed. All policies provide one million dollars in liability. Once you’ve made a down payment, you can set it up so that your credit card will automatically be billed each month.
You can include all of your properties on one schedule, even if they are owned by different entities, e.g., Individuals, Land Trusts, or LLCs. You can also add or delete properties as needed, or change the occupancy status or coverage options, without having to cancel and rewrite your policy every time. This means you’ll be paying to insure a property only for the time it’s on your policy.
REInsurePro can cover your:
- Rental property (up to a 4-unit tenant-occupied building)
- Renovation/Builders Risk
- Vacant property
- New construction
- Vacation rental property
- Condo
- Liability for vacant land
And more!
Get Started Insuring Your Investment Properties
Think the REInsurePro program might be right for you? Please give us a call at 813-672-4100 for more information. And remember, L & M Insurance Group is a full service independent insurance agency. Look to us for all your insurance needs, including home, auto, business, and life. We’ve been serving Brandon, Valrico, Riverview, and other communities in the Tampa Bay Area for more than 30 years.
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L & M Insurance Group is an Independent Insurance Agency based in Riverview, Florida. We can shop, compare and recommend the home, auto, commercial or life insurance policy that’s best suited for you, your family or your business. Call 813-672-4100 or visit landminsurancegroup.com for more information.