As an independent insurance agency, L & M Insurance Group represents many quality insurance carriers—not just one. We pride ourselves in finding YOU the best match for your individual insurance needs and financial situation. From time to time, we’ll draw attention to one of our carriers and what they specialize in. This month: The Hartford.
If you’ve moved to Florida from up north, you’ve probably heard of The Hartford. They have more than 200 years of experience in insurance—in fact, they insured the only home Abraham Lincoln ever owned! The Hartford provides personal lines coverage (home, auto, renters, umbrella) as well as business insurance, such as workers comp or general liability, and employee benefits, like group disability or life insurance. The Hartford specializes in insurance for the 50-and-over age group, and for the past 30 years, they have been the only direct auto and home insurance program nationally endorsed by the AARP.
The Hartford’s Open Road Advantage auto insurance policies offer benefits such as:
- Lifetime Repair Promise: When you use a repair shop in The Hartford’s approved network, they guarantee the workmanship for as long as you own the vehicle.
- New Car Replacement Benefit: if your new car is totaled during the first 15 months or 15,000 miles, whichever comes first, The Hartford will pay the cost of a brand new car of the same make and model with no depreciation.
The Advantage Plus program offers these additional benefits:
- First Accident Forgiveness: If you qualify, your insurance premium won’t go up if you have an accident.
- Disappearing Deductible: If you stay accident-free, your deductible decreases over time.
- Optional 12-Month policy term: lock in your rate for a full year if you so choose.
If you’d like to see if The Hartford coverage is right for you, please call us at 813-672-4100 or email us for an auto or home insurance quote. And even if you don’t think they’d be right for you, one of our other quality insurance companies may be just right—call us, and we’ll be happy to help you find coverage that is right for you.