Homeowners Insurance Discount for Alarm System
Can I get a discount on my homeowners insurance for having a burglar and fire alarm system in my home?
Yes, but the alarm system must be monitored. That means when an intruder enters, or the system determines there is a fire, it triggers not just an audible alarm, but sends a signal to the alarm company’s central monitoring facility, where the police or fire department are notified. I have seen discounts as low as $30-$40 and as high as $80-$100 annually. To get the discount, contact the monitoring company and have them e-mail, fax or mail a copy of the certificate to our agency. Click on the “contact us” link if you have additional questions on this discount.